Rates & Tariffs

Fixed Deposits

Period/Type	Rate of Int.
15 Days to 90 Days	3.00%
91 Days to 180 Days	4.50%
181 Days to 9 Months	5.25%
Above 9 months upto 12 Months	5.75%
Above 12 months upto 24 Months	6.80%
Above 24 Months upto 36 Months	7.00%
Above 3 Years	6.50%
Senior Citizen (Deposit for a period of one year and above)	0.50% (EXTRA)

Recurring Deposits

Period/Type	Rate of Int.
For 1 Year	5.75%
For 2 Years	6.80%
For 3 Years	7.00%

Loans against own deposits

Period/Type	Rate of Int.
Loan on Term Deposit 75% of deposit.	2% above the rate of interest on Term Deposit

Loan on Jewellery

Period/Type	Rate of Int.
Gold Loan 4000/- per gram	11.50%

General Loans

Period/Type	Rate of Int.
House Repair upto 6 lakhs with deduction	10.95%
House Repair upto 2 lakhs without deduction	12.50%
New House /Flat upto 60 lakhs Floating	11.00%
Personal Loan upto 3 lakhs with deduction	10.95%
Personal Loan upto 3 lakhs without deduction	12.50%
Business(Weaker Section) upto Rs. 1,00,000/- with deduction	11.30%
Business - Upto 10 lakhs	12.50%
Business - Above 10 lakhs	13.50%
Vehicle loans on Road price - For Private repayable within 5 years	7.00%
Vehicle loans on Road price - For Private repayable within 7 years	7.50%
Vehicle loans on Road price - For Commercial repayable within 5 years	7.00%
Vehicle loans on Road price - For Commercial repayable within 7 years	7.50%

Saving Account

Period/Type	Rate of Int.
Saving Deposit	3.00%

Anywhere Banking

Period/Type	Rate of Int.
ECS Debit Return	Rs 75/-+ GST @ 18%
Inward Return	Rs 75/-+ GST @ 18%
Outward Return -Savings Account	Rs 25/-+ GST @ 18%
Outward Return - Current Account	Rs 50/-+ GST @ 18%
Cheque Book Issue Charges - Savings Account	Rs 25/-+ GST @ 18%
Cheque Book Issue Charges - Current Account	Rs 50/-+ GST @ 18%
Commission On Bank Guarantee	1.25% p.a on guarantee amount + GST@ 18%.
Duplicate Passbook	Rs. 50/- +GST @18%
SB Closure Charges	NIL
CA Closure Charges	Rs.100/- +18% GST
Folio Charges- Savings Account	NIL
Folio Charges- Current Account	Rs. 50/- per folio (half yearly)+GST @18%
Loan Form	Rs.30/-
Statement of Accounts -SB,CA,CC,OD,PDD, and Loans	Rs.25/-
Inoperative Charges	Rs. 50/- +GST @18%
Processing Fees	@ 0.90% on Loan amount

Period/Type	Rate of Int.
NEFT upto 50,000/- to below 1,00,000/-	Rs.20/- + GST 18%
NEFT upto 1,00,000/- to below 2,00,000/-	Rs.50/- + GST 18%
RTGS above 2,00,000/- to below 5,00,000/-	Rs.80/- + GST 18%
RTGS above 5,00,000/-	Rs.110/- + GST 18%